Senior Cost Analyst - Fintech

<p><span>Etraveli Group is a leading global flight technology provider, specializing in flight sales and offering flight content delivery and fintech products. We are here to solve complexity, by connecting millions of flights and travelers across the globe, from search and selection to trip and beyond.</span></p><p><span>We partner with major global platforms such as </span><a target="_blank" href="http://Booking.com"><span>Booking.com</span></a><span>, Google Flights, Skyscanner, and Kayak, providing seamless flight booking and related services. Our B2B portfolio includes</span><a target="_blank" href="http://www.precisionrisk.com/"><span> Precision</span></a><span>, our specialist in travel fintech;</span><a target="_blank" href="https://www.tripstack.com/"><span> Tripstack</span></a><span>, our B2B Flights as a Service Provider and world leader in virtual interlining, serving as the gateway to Etraveli Group’s flight content and fulfillment services;</span><a target="_blank" href="http://www.wenrix.com/"><span> Wenrix</span></a><span>, the AI Infrastructure for profitable growth in air; and</span><a target="_blank" href="http://flygresor.se"><span> </span></a><a target="_blank" href="http://Flygresor.se"><span>Flygresor.se</span></a><span>, Sweden’s leading flight comparison site. We also operate our own online travel agency brands including Gotogate, Mytrip, and Flightnetwork.</span></p><p><span>Every day we strive to make the world smaller for our customers and bigger for our people. Our diverse team of more than 3200 passionate professionals is what makes us the industry’s tech wonder and the best in the world at what we do.</span></p><p><span>Major offices in Sweden (HQ), Greece, India, Canada, Israel, Poland, UK, and Uruguay.</span></p><hr><h4>The Role</h4><p><span>As a Senior Analyst in B2C Payments Cost, your main responsibilities will be to ensure that all payment-related costs are accurately controlled, validated against partner contracts and aligned with global payment standards. You will play a key role in monitoring cost performance, identifying optimization opportunities and assessing risk areas.</span></p><p><span>Additionally, you will lead deep-dive analyses into cost structures and recommend scalable solutions to improve cost efficiency. You will stay up to date with industry practices and regulations and proactively propose improvements to the payment set up. The ideal candidate must have excellent investigative skills, problem-solving attitude, great business acumen and project management skills.</span></p><h4>Responsibilities</h4><ul><li><p><span>Lead weekly/monthly performance analysis to ensure KPI targets are achieved, providing actionable insights and recommendations to key stakeholders.</span></p></li><li><p><span>Own the review of payment provider contracts, ensuring contractual terms and controls are aligned to achieve financial targets.</span></p></li><li><p><span>Develop and maintain financial models for forecasting and performance evaluation, supporting month-end processes and enabling strategic decision-making.</span></p></li><li><p><span>Analyse large and complex datasets to identify cost variances and opportunities, and initiate deep-dive analyses where required.</span></p></li><li><p><span>Drive initiatives to enhance processes, tools, and automation, with the objective of improving efficiency, accuracy, and cost effectiveness.</span></p></li><li><p><span>Stay up to date with Schemes new regulations, and industry developments, proactively assessing their impact on cost structures and operational set up.</span></p></li><li><p><span>Review and verify Invoices & Reports, ensuring that contractual & Scheme obligations are met.</span></p></li><li><p><span>Collaborate closely with the Accounting department to ensure accurate financial reporting.</span></p></li><li><p><span>Support the on-boarding of new payment products/options as well as of new providers.</span></p></li></ul><h4>Requirements</h4><ul><li><p><span>Degree in Finance, Economics, Business or Mathematics</span></p></li><li><p><span>4-5 years of professional experience in data analysis within payments, fintech or e-commerce environments</span></p></li><li><p><span>Strong understanding of accounting processes and financial data analysis</span></p></li><li><p><span>Proven experience in large-scale data analysis under a top down/bottom up approach</span></p></li><li><p><span>Proficiency in MS Excel; experience with reporting and analytics tools (e.g. Qlik Sense, Looker, Python) is highly desirable.</span></p></li><li><p><span>Strong analytical mindset with solid business acumen and the ability to interpret complex database and identify key insights</span></p></li><li><p><span>Self-motivated with ability to take ownership in a fast growing environment</span></p></li><li><p><span>Stro